Why is it IMPORTANT to be PRE-APPROVED?

One of the most important reasons to be PRE-APPROVED early on in the home buying process is to make sure you are comfortable with the monthly payment and the amount of money you would be required to bring to the closing table.  Loan programs and guideline changes are happening so rapidly today that a Pre-Approval [...]

How to get PRE- APPROVED for a Home Loan?

I could go on for a long time about the topic of why it’s vitally important to be PRE-APPROVED before beginning your search for a home. First off, I should briefly describe what being PRE-APPROVED is and how to get started.
I consider you to be PRE-APPROVED after:

Credit Report has been pulled
Review your Income and Asset documentation
Have [...]